Terms of Use

Last updated: October 15, 2026

Last updated: October 15, 2026

1. Acceptance of Terms

By accessing or using FinMetric Tools, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Permitted Use of Tools

The calculators and content on this website are provided free of charge for personal, educational, and commercial decision-support purposes. You agree not to misuse the platform, attempt to gain unauthorized access to our servers, perform automated scraping or bulk collection without consent, or disrupt website operations.

3. No Professional Financial Advice

The interactive calculators, formulas, and written guides provided on this website generate estimates based on standard algorithms and user inputs. They do not constitute formal financial, investment, legal, accounting, or tax advice. For more details, please review our Financial Disclaimer.

4. Intellectual Property Rights

All site design, original text, custom calculation scripts, graphics, and layout elements are the intellectual property of FinMetric Tools unless otherwise noted. Unauthorized replication, redistribution, or mirroring of website components without explicit permission is prohibited.

5. Limitation of Liability

FinMetric Tools is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding accuracy, completeness, or reliability. To the fullest extent permitted by law, FinMetric Tools shall not be liable for any financial losses or damages resulting from your use of or reliance on our calculators.

6. Revisions and Modifications

We reserve the right to modify these Terms of Use at any time without prior notice. By continuing to use the website after changes are posted, you accept the updated terms.

7. Contact Information

If you have questions regarding these Terms of Use, please reach out through our contact page.